You can’t use your Mastercard credit card at Costco, because Costco has a contract with Visa. You can, however, use your Mastercard credit card for purchases made at Costco.com and through the Costco app. For their warehouse locations Costco only accepts cards on the Visa network.
So, if you only have a Mastercard and want to shop at Costco, you have a couple choices. For starters, you can still pay for Costco items with cash or a check. But if you don’t really want to carry all that cash, take the time to write out a check or miss out on a lot of rewards, your best bet is to simply get a Visa credit card.
This answer was first published on 05/07/21 and it was last updated on 04/26/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.