What documents do I need to open a US bank account?
You can apply online for a checking account if you're 18 years or older and a legal U.S. resident. You'll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID.
Two latest passport size photographs. Address and identity proof documents. For a full list of address and identity proof documents, click here. Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport / Aadhar Card.
Yes, a foreigner can open a bank account in the US without needing a US address. However, not all banking institutions allow for it. Even traditional banks that do offer accounts to non-residents often have requirements – like opening the account in person – that make it difficult for non-residents to apply.
Non-U.S. citizens can open bank accounts in the U.S., but may need to go through extra steps, especially if they're nonresidents. Some banks and credit unions accept alternative forms of identification, such as an Individual Taxpayer Identification Number (ITIN), for non-U.S. citizens to open accounts.
The bank will do an identity verification check, so you may need a state ID or U.S. driver's license. If you apply online and the check fails, you'll need to bring your state ID or driver's license and another form of ID to a local financial center. You should also get information for your opening deposit.
Requirements for opening a checking account generally include a valid, government-issued photo ID such as a driver's license, state ID or passport. You'll also need basic personal information, such as your birthdate, Social Security number, taxpayer identification number or phone number.
- Choose how to apply. ...
- Gather your identification. ...
- Provide contact details. ...
- Select a single or joint account. ...
- Accept the terms and conditions. ...
- Submit your application. ...
- Fund your new account.
This information can come from a number of documents, but is necessary to proving where you live. A utility bill, credit card statement, lease agreement or mortgage statement will all work to prove residency. If you've gone paperless, print a billing statement from your online account.
You are not required to have a social security number to open a checking or savings account. To open a checking or savings account, the bank or credit union will need to verify your name, date of birth, address, and ID number.
- Proof of US address.
- Proof of a foreign address.
- A valid driver's licence, passport or other official government identity document.
- SSN or individual taxpayer identification number (ITIN)
- Debit/credit card from your home country.
- Deposit payment.
Which bank can a non US citizen open?
Some U.S. banks that don't require an SSN to open an account include Bank of America, Alliant Credit Union, Axos Bank.
- SoFi.
- HSBC.
- Chase.
- Capital One.
- Bank of America.
- Wells Fargo.
- Charles Schwab.
Can I open an account if I'm not a permanent U.S resident? If you're a non-resident alien with a primary residence in the U.S. or its territories, you can apply in person by making an appointment to apply in person at a Wells Fargo branch.
Generally, yes. You can open a checking account online in just a few minutes with an online bank or credit union or with traditional banks and credit unions that offer online banking and checking accounts. The funds in your new account may take a few days to process, though.
Can a tourist open a U.S. bank account? Yes, a tourist from another country can open a U.S. bank account. But the requirements to do so typically are as strict as they are for other non-citizens.
- US Drivers License or US Driver's Permit.
- US state-issued ID.
- US Military ID Common Access Card (CAC)
- US Armed Services ID.
- US Passport.
Acceptable Forms of ID for Banks
Most banks request two forms of government issued ID. Financial institutions that require two forms of ID may want at least one of the IDs to be a photo ID. This can include photos on a Passport or Driver's license.
Many large banks in the U.S. accept alternative IDs from a non-U.S. citizen trying to open an account. These include Bank of America, Chase, TD Bank, US Bank and Wells Fargo. Some credit unions also accept alternative forms of ID.
If you do, opening an account at a bank or credit union is straightforward. The interest they pay for savings accounts You usually need to make an initial deposit between $25 and $100 to open a savings or checking account. Find out how much you must keep in the account at all times to avoid or reduce fees.
We like Chime* because you can open a checking account in approximately two minutes online or through the Chime mobile app. Eligibility doesn't include a credit check or ChexSystems check, so it's easy to get approved. Chime's online checking account comes with a highly rated mobile app and no fees or minimums.
Can I open a bank account without going to the branch?
Apply online. Yes, it is true, you can open a Savings Account All you really need is your mobile number, to initiate the process. In fact, the procedure does not vary much. You simply upload your form and documents online, instead of going to the bank yourself.
To open a bank account you usually have to fill in an application form. Often, you can do this in a branch or online, and sometimes you can also do this over the phone. You will also have to provide proof of your identity including your full name, date of birth and address.
- Any bill or financial statement showing your name and residence address. Utility bill (electricity, gas, garbage, water, or sewer) Cable TV or internet bill. Telephone bill. Bank statement. ...
- Lease or rental agreement showing your name and residence address.
- Registration for a PO Box or private mailbox.
- passport.
- driving licence.
- biometric residence card.
- national identity card.
- travel document.
- birth or adoption certificate or certificate of registry of birth.
Here are some of the most common documents that count as valid proof of address: Bank statement. Utility bill for gas, electricity, water, internet, etc. linked to the property.